Money May Still Be Owed to You
If your home was taken through foreclosure and sold for more than you owed, the difference belongs to you — not the county. We help you claim it.
22 years of Mortgage Lending and Real Estate Industry Experience
15 years of Claim Filing Experience
A Dedicated Advocate Working for You
At AVM Enterprises, we specialize exclusively in foreclosure surplus fund recovery. Our agent works directly with former homeowners and their heirs to identify, claim, and secure every dollar they're rightfully owed — with zero upfront cost and no risk to you.
Mikay Johanez
In the business since 2022
Dedicated to Getting You Every Dollar You're Owed
We are glad to welcome Mikay to our team and know she will bring a great impact. She has been working directly with clients to navigate the claims process from start to finish, assisting many in successfully claiming and receiving the surplus funds they were rightfully entitled to.
Three Steps to Recovering Your Funds
We handle the complexity so you don't have to. Our process is straightforward, transparent, and completely risk-free. We work on a contingency basis — meaning there are absolutely no upfront costs or fees of any kind.
We Search Your Case
We research public foreclosure records to identify whether surplus funds were generated from the sale of your property and are being held by the court or county.
We File the Claim
Our team prepares and submits all required legal documentation on your behalf. No paperwork headaches, no confusing legal jargon — we take care of everything.
You Receive Your Money
Once the claim is approved, the funds are released directly to you. We work on a contingency basis — we only collect a fee if we successfully recover money for you. No upfront costs, no out-of-pocket expenses, ever.
You May Be Eligible If...
Thousands of homeowners don't know they're owed money after foreclosure. Surplus funds — also called overage funds — are created when a foreclosed property sells at auction for more than the outstanding mortgage balance. By law, that surplus belongs to the former homeowner.
Check My EligibilityYou may qualify if:
- Your home was foreclosed on within the last 3–5 years
- The property sold at auction or sheriff's sale
- The sale price exceeded what you owed on the mortgage
- You have not yet filed a claim for surplus funds
- You are the former owner or a legal heir of the former owner
⚠ Don't wait — surplus funds are subject to claim deadlines. In many states, unclaimed funds revert to the government after 1–3 years.
Millions Recovered for Homeowners Across the Country
I had no idea I was owed anything after losing my home. Surplus Funds Solutions found over $22,000 in my name and handled everything. I didn't pay a dime until the money was in my account.
Find Out If You're Owed Money
A free, no-obligation consultation takes less than 10 minutes. We'll search your case and tell you exactly what you may be owed.
Start My Free ConsultationWe work on a contingency basis — no upfront costs, no fees unless we recover funds for you.