Terms of Use

1. Our Services

Surplus Funds Solutions helps former homeowners and their heirs identify, claim, and recover surplus funds from foreclosure sales. We work on a contingency basis — you pay no upfront costs, and our fee comes only from funds we successfully recover for you. Specific fee terms are set out in the written agreement you sign before we file any claim.

2. No Guarantee of Recovery

We cannot guarantee that surplus funds exist in your name or that any claim will succeed. Whether funds are recoverable depends on public records, court holdings, claim deadlines, and applicable law.

3. Using This Website

You agree to use this site lawfully and to provide accurate information when you contact us. You must be 18 or older to submit information through this site.

4. SMS Terms

Our SMS program sends appointment confirmations, claim-status updates, and follow-up reminders to customers who opt in. If you opt in to text messages, message frequency varies, and message and data rates may apply. Reply STOP to cancel at any time or HELP for help. Consent to receive texts is not a condition of purchase. See our Privacy Policy for how we handle your mobile information. Mobile carriers are not liable for delayed or undelivered messages.

5. Attorney Matters

Some cases — including those involving deceased owners or unknown heirs — may require the involvement of a licensed attorney. Where that applies, we will explain the arrangement and obtain your agreement before proceeding.

6. Intellectual Property

All content on this site — text, images, logos, and design — belongs to AVM Enterprises Management & Co. or its licensors. You may not copy, reproduce, or distribute it without our written permission.

7. Limitation of Liability

To the fullest extent permitted by law, AVM Enterprises Management & Co. and Surplus Funds Solutions are not liable for any indirect, incidental, or consequential damages arising from your use of this site or our services.

8. Governing Law

These terms are governed by the laws of the State of Ohio, without regard to conflict-of-law principles.

9. Changes to These Terms

We may update these terms from time to time. The revised version will be posted here with a new effective date, and your continued use of the site means you accept the changes.

10. Contact Us

10. Contact Us