We Recover What's Rightfully Yours
AVM Enterprises was founded on a single belief: that homeowners who lost their properties to foreclosure deserve to know when money is still owed to them — and deserve a trustworthy partner to help them get it back.
Leveling the Playing Field
The foreclosure surplus fund system is not designed with homeowners in mind. Courts hold funds without proactively notifying former owners. Deadlines pass quietly. Competing creditors file claims. And the process is buried in legal procedure that most people have never encountered.
AVM Enterprises exists to change that. We combine deep knowledge of foreclosure law, court procedures, and lien priority rules with a contingency model that puts our interests completely in line with yours. We only succeed when you do.
Transparency
We tell you exactly what we find, what it's worth, and what the realistic path to recovery looks like — before you commit to anything.
Contingency Only
No upfront costs, no retainers, no hidden fees. Our compensation comes exclusively from the funds we recover for you. If we don't recover, you don't pay.
Urgency
Claim deadlines are real and unforgiving. We move quickly on every case because we know that delay can mean permanent loss of your funds.
Integrity
We operate in an industry where bad actors exist. We hold ourselves to a higher standard — fair fees, honest assessments, and clear communication at every step.
What Sets Us Apart
Surplus fund recovery is a specialized field. It requires knowledge that spans foreclosure law, civil court procedure, lien priority rules, title research, and state-specific statutory deadlines. Our team has built that expertise through years of active case work across multiple jurisdictions.
Judicial & Non-Judicial Foreclosure
We handle cases arising from both judicial foreclosures (court-supervised) and non-judicial foreclosures (trustee sales), which are governed by entirely different procedures and held by different entities.
Lien Priority & Subordination
Identifying and contesting competing lien claims — second mortgages, HOA liens, judgment liens, tax liens — is one of the most technically demanding parts of surplus fund recovery. We handle it as a core part of every case.
Multi-State Jurisdiction
Surplus fund laws, claim forms, deadlines, and court procedures vary dramatically by state. We maintain active knowledge of the rules in every jurisdiction we operate in.
Heir & Estate Claims
When the former homeowner is deceased, the path to recovery involves probate records, letters of administration, and affidavits of heirship. We guide heirs and estate representatives through this process.
Court Filing & Case Management
From petition preparation to service of process, lien response filings, and disbursement follow-up, we manage the full lifecycle of every claim — not just the initial filing.
Deadline Tracking
We maintain active deadline calendars for every open case and every jurisdiction we work in. Missing a deadline is not an option — and with us managing your case, it won't be.
What You Can Expect When You Work With Us
A free case evaluation with no obligation
We research your case before you commit to anything. If we find funds, we tell you. If we don't, we tell you that too — and you owe us nothing either way.
Plain-language communication throughout
No legal jargon, no confusing paperwork dropped in your lap. We explain what we're doing, why we're doing it, and what to expect at every stage.
Active management of your claim
We don't file and forget. We follow up with courts, respond to competing claims, and keep your case moving through the system until funds are disbursed.
Honest assessments — even when the news isn't good
If your case has complications that reduce the likely recovery, we'll tell you upfront. We'd rather give you an accurate picture than an inflated promise.
Ready to Work With a Team You Can Trust?
Start with a free, no-obligation consultation. We'll research your case and tell you exactly what may be recoverable — before you commit to anything.
Contingency basis only — no upfront costs, no fees unless we recover for you.